Current Loan Rates

All rates subject to change without notice.

Loan RatesEffective Thursday, January 22, 2026
Loan TypeRates as low asTerms & Information
Auto 2026-2027 Up to 72 Months » 5.19% 72 M * The Lowest Rate In Town!
Auto 2026-2027 Up to 78 Months » 5.19% 78 M * Now Up To 78 Months!
2023-2025 Auto Up to 66 Months » 5.19% 66 M * What A Great Rate!
2023-2025 Auto Up to 72 Months » 5.19% 72 M * Drive one off the lot today!
Auto 2022 Up to 72 Months » 6.69% 66 M * Apply and sign today!
Auto 2021 Up to 72 Months » 6.69% 72 M * Financing Available Online!
Auto 2020 Up to 72 Months » 6.69% 72 M * We Are Right Next To Local Dealerships!
Auto 2019 Up to 54 Months » 7.29% 54 M * Great Rates On Used Vehicles!
Auto 2018 Up to 54 Months » 7.29% 54 M * Visit Branch for Convenient Financing!
Auto 2017 Up to 54 Months » 7.29% 54 M * Drive one off the lot today!
Auto 2016 36 Months » 7.69% 36 M * Great Rates and Terms!
Auto 2015 36 Months » 7.69% 36 M * Drive one off the lot today!
VISA Classic- As Low as 15% » 15% 120 M * No Transfer Balance Fee
VISA Gold- As Low as 12% » 12% 120 M * No Cash Advance Fee
VISA Platinum-As Low as 7.99% » 7.99% 120 M * No Annual Fee
12 Month Unsecured Loan » 9.25% 12 M * For emergencies or vacations!
24 Month Unsecured Loan » 12.25% 24 M * For those unexpected emergencies!
36 Month Unsecured Loan » 15.25% 36 M * For Just About Anything!

*APR = Annual Percentage Rate.

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan, and applicable prepaid items. Lenco Credit Union uses a managed credit program. Check with our Loan Department for current loan rates.

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HELOC Loans have a $10,000.00 minimum. Visa requires annual use of card or a fee may be imposed.